By Mark StobermarkHealth care reformers have a new plan to save money on prescription drugs.
And it’s not as complicated as the one President Donald Trump pushed for in a 2015 budget proposal.
Health care experts at the Hoover Institution at Stanford University said the Affordable Care Act is being passed by the House of Representatives and Senate with little fanfare.
But they said the plan would have huge implications for the health care landscape in the United States.
“This is a huge change for the American health care system,” said Adam Levitin, the Hoover director of health policy studies.
“What this does is it fundamentally alters the health system for the foreseeable future.”
Under the proposal, states would have to offer free or low-cost insurance coverage to a broad swath of people who make up the uninsured. “
There are a lot of unknowns about what this will mean for our health care delivery system.”
Under the proposal, states would have to offer free or low-cost insurance coverage to a broad swath of people who make up the uninsured.
But it also would require insurers to cover more people with pre-existing conditions and pay them more.
“It would have profound effects on health care spending, especially for the most vulnerable populations, including those who are older, sicker and sicker than the general population,” said Levitinos Health Policy Group senior fellow, Katherine E. Osterman.
“For example, if you are a high-risk person with prearranged medical care, or someone who is older, chronically ill or has an illness that is worsening, and you need care, you would be expected to pay more for it.”
The proposal also would shift costs to people with insurance, as well as individuals with preexisting conditions, to pay for new programs that will expand coverage.
The money would come from new revenue from a variety of sources.
The new plan, which would be released as the Senate begins debate on the Senate health care bill, is being called a “transition” proposal.
It would take effect after the 2018 elections.
It also would allow states to set up their own insurance exchanges, with the option to create their own exchange under the federal government’s Medicaid expansion program.
The plan calls for shifting more of the burden of paying for new insurance to the states.
The proposal also calls for requiring insurance companies to offer more benefits to those who qualify.
“If the federal law is repealed, we could see significant coverage losses in the form of premiums and deductibles,” Levittins said.
“And this would be a dramatic reversal of the progress we’ve made over the past few years in improving our health coverage.
This would not be the end of it.”
Insurance plans could have to cover people with preexisting conditions, which could drive up premiums for the sickest people.
The plan also would create a separate program for the elderly.
“We are seeing a lot more people going to the emergency room,” Levinson said.
Insurers could charge higher premiums to people who have a pre-disposed health condition, which means higher out-of-pocket costs for people.
Insurers could also be required to cover pre-planned care for people who are under 65, including in nursing homes, hospitals, hospices and hospice units.
Insurance companies would also have to provide more coverage for people on Medicare, which will get a cut from the bill if passed.